Christmas should be a happy time, surrounded by family and friends we love. Instead, too many people over-spend on gifts, holidays and events… and suffer the festive financial hangover well into the New Year.

Credit and debit card fraud remains a major concern for cardholders and a very costly risk for financial institutions around the world. In response to this continuing issue, some of the leading card providers have worked together to develop a new global standard in card security – microchip technology.

ECU Australia, in partnership with the Australian Federal Police (AFP), are committed to help inform Australians on how to maximise the benefits of online shopping and minimising the risks.

Strong asset and loans growth were characteristics of the solid financial performance by ECU Australia for the year ending 30 June 2009.