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Helping car loans happen with loans from 6.49% p.a. (6.84% p.a. comparison rate^)

If you’re in the market for a new car (including cars up to 3 years old), we have a new car loan option available to help you get behind the wheel faster. Whether you're looking to purchase a car from a dealership or from someone privately, our New Car Loan can help. You can even include the on road costs and insurance in your loan amount.

Our New Car Loan offers a competitive rate with flexible repayment options and loan terms. Best of all, you can pay off your loan quicker without any early payout fees, so you can own your car even sooner.

If you'd like to know how much you can borrow before you start looking, talk to us about getting pre-approval on your loan. Pre-approval gives you more bargaining power on the shop floor, because you know exactly how much you can spend and there’s no need to condition your purchase on finance.

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Interest Rate From 6.49% p.a. 6.84% p.a. comparison rate^secured
Loan establishment fee $251
Monthly loan maintenance fee $0
Maximum loan term 7 years
Borrowing amount $1000 - $50,000
Deposit $0
Interest type Variable
Redraw Yes
Repayment options Weekly, fortnightly or monthly
Able to make extra repayments with no early repayment fees

Disclaimer: Normal lending criteria applies. Terms, conditions, fees and eligibility criteria apply and are available on request.
^WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is for a loan calculated on a loan amount of $30,000 over a term of 5 years. This New Car Loan rate is available for loan applications made by 31/05/2017 and funded within 3 months of application. ‘ECU Australia’ is a division of Queensland Country Credit Union Limited ABN 77087651027 AFSL/Australian Credit Licence 244533.