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Savings Accounts

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At ECU we seek to make your banking easier, so whether you're looking for easy access to your savings or limited access to encourage your saving, ECU's savings accounts can help you reach your savings goals.

Bonus Saver Account

Our Bonus Saver account encourages you to save and deters you from making withdrawals. The ideal account if you are serious about saving for that dream holiday or a deposit for your first home. Make no debit transactions on the account and deposit at least $20 in a calendar month and we will give you bonus interest.

  • Earn bonus interest
  • No ongoing account keeping fee
  • Rewards you for saving
  • Easy access options to your money
  • This account is only available to non-business entities

View our interest rates

Up to 2.60% pa

Includes bonus interest

Apply Now

  More Info
Key Features
Availability of funds At-call
Minimum to open $10
Interest income Calculated daily, paid monthly
Access Methods
Branch transactions Yes
Bank@Post No
Phone Banking Yes
Internet Banking Yes
BPAY Yes
ATM/EFTPOS No
Personal cheque facility No
Direct credits / debits Yes

eSaver Account

A high interest savings account with Internet and Phone Banking access.

  • No ongoing account keeping fee
  •  24/7 access to your funds

View our interest rates

Up to 1.70% pa

Apply Now

  More Info
Key Features
Availability of funds At-call
Minimum to open $10
Interest income Calculated daily, paid monthly
Access Methods
Branch transactions No
ATM/EFTPOS No
Bank@Post No
Phone Banking Yes
Internet Banking Yes
BPAY Yes
Personal cheque facility No
Direct credits / debits Yes

Christmas Saver Account

Don't let Christmas sneak up on you this year. Putting a little away each week can take the stress out of the silly season, plus you earn interest on your savings.

  • Funds available 1st business day in December
  • Competitive interest rate
  • Set up regular credits from your everyday account

View our interest rates

Up to 1.25% pa

Apply Now

  More Info
Key Features
Availability of funds 1st business day in December
Minimum to open nil
Interest income Calculated daily, credited 30th November
Access Methods
Branch transactions Yes
Bank@Post No
Phone Banking Yes
Internet Banking Yes
BPAY No
ATM/EFTPOS No
Personal cheque facility No
Direct credits Yes

Mortgage Offset Account

Reduce the monthly interest on your mortgage with our Offset Account. Instead of earning interest on your savings you offset that interest against your home loan to reduce the amount of interest you pay. Your mortgage offset balance is deducted before the interest on your home loan is calculated, meaning no home loan interest is calculated on the portion of your loan balance that has been offset.

  • 100% offset
  • A tax effective savings account
  • Save thousands of dollars in interest repayments on your mortgage
  • Visa debit card available

View our interest rates

 

Apply Now

  More Info
Key Features
Availability of funds At-call
Minimum to open nil
Interest income Calculated daily, offset monthly
Payroll deduction available Yes
Access Methods
Branch transactions Yes
Bank@Post Yes
Phone Banking Yes
Internet Banking Yes
BPAY Yes
ATM/EFTPOS Yes
Personal cheque facility No
Direct credits Yes

Useful Links and Tools

Questions?

If you have any questions, please contact us Enquire Now

*Please refer to Fees & Charges and Transactions Limits.

Banking products are issued by ECU Australia which is a division of Queensland Country Credit Union Limited ABN: 77 087 651 027 AFSL/Australian Credit Licence: 244533 BSB: 654019. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation and needs.