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Access Accounts

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ECU's everyday transaction accounts cater for a range of needs.

Star Account

Start your children on the path to financial well-being with our Star account. A high interest savings account designed to encourage children under 13 years of age to develop healthy savings habits. Rewarded with a high interest rate and limited access options.

  • No monthly account keeping fee 
  • Individually or joint with parent/guardian as trustee for
  • Internet, telephone and ecu app banking
  • 5 free transactions per month (non-accruing)

View our interest rates

 

Apply Now

  More Info
Key Features
Availability of funds At-call
Minimum to open $1
Access Methods
Branch transactions Yes
Bank@Post No
Phone Banking Yes
Internet Banking Yes
BPAY Yes
ATM/EFTPOS No
Personal cheque facility No
Direct credits / debits Yes

Liquid Account

Save and spend your money how and when you want with our Liquid account exclusively designed for 13 – 21 year olds. With a focus on flexibility this is the ideal account from your first job in high school through to your first years in the workforce. Rewarded with unlimited transactions*, no monthly fee and 24/7 access via the ecuapp and internet.

  • No monthly account fee
  • Unlimited free transactions*
  • Visa Debit Card makes online shopping easy
  • Internet, telephone and ecu app banking

View our interest rates

 

Apply Now

  More Info
Key Features
Availability of funds At-call
Minimum to open $10
Access Methods
Branch transactions Yes
Bank@Post Yes
Phone Banking Yes
Internet Banking Yes
BPAY Yes
ATM/EFTPOS Yes
Personal cheque facility Yes#
Direct credits / debits Yes

*Unlimited access to ATMs (ECU network only), phone and internet banking, branches and EFTPOS, direct entry credits & debits, BPAY and electronic funds transfer.

#18 years and over.


Access Plus Account

An ideal account if you regularly make a high number of transactions. Helps ensure your money doesn't disappear in transaction fees. The everyday transaction account is designed to give you greater access to your money for one low $6 monthly fee.

  • Unlimited free transactions per month*
  • Only one low monthly service fee
  • Shop online with your Visa Debit Card
  • Internet, telephone & ecu app banking

View our interest rates

 

Apply Now

  More Info
Key Features
Availability of funds At-call
Minimum to open $10
Access Methods
Branch transactions Yes
Bank@Post No
Phone Banking Yes
Internet Banking Yes
BPAY Yes
ATM/EFTPOS Yes
Personal cheque facility No
Direct credits / debits Yes

*Unlimited access to ATMs (ECU network only), phone and internet banking, branches and EFTPOS, direct entry credits & debits, BPAY and electronic funds transfer.


Basic Everyday Access

ECU's Basic Everyday Access Account provides simple banking for low transaction users. This account is ideal if you do most of your banking online or via PayWave.

  • No monthly account keeping fee
  • 5 free transactions per month (non-accruing)
  • Internet & Phone banking

View our Interest Rates

 

Apply Now

  More Info
Key Features
Availability of funds At-call
Access Methods  
Branch transactions Yes
Bank@Post Yes
Phone Banking Yes
Internet Banking Yes
BPAY Yes
ATM/EFTPOS Yes
Personal cheque facility Yes
Direct credits/debits Yes

Senior Advantage Account

Manage your finances wisely and enjoy a more comfortable lifestyle with our Senior Advantage Account available for 55 years and older. This account will help you make your money go further with a fairer fee structure and great interest rate.

  • Funds available at-call
  • No monthly account keeping fee
  • Internet, phone banking and cheque book facilities available
  • Pensions can be credited directly into your account
View our interest rates

Up to 2.60% pa

Apply Now

  More Info
Key Features
Availability of funds At-call
Minimum to open $10
Access Methods
Branch transactions Yes
Bank@Post Yes
Phone Banking Yes
Internet Banking Yes
BPAY Yes
ATM/EFTPOS Yes
Personal cheque facility Yes
Direct credits / debits Yes

Community Club Account

ECU proudly supports its community and that's why we've designed an account specifically for community groups, organisations and registered charities.

  • Funds available at-call
  • No monthly account keeping fee
  • Internet, phone banking and cheque book facilities available
View our Interest Rates

Up to 0.01% pa

Apply Now

  More Info
Key Features
Availability of funds At-call
Minimum to open $10
Access Methods
Branch transactions Yes
Bank@Post No
Phone Banking Yes
Internet Banking Yes
BPAY Yes
ATM/EFTPOS No
Personal cheque facility Yes#
Direct credits / debits Yes

Service Fee Exemptions

Members may be eligible for an exemption from the monthly Service Fee if the following criteria is met:

  • Members with a minimum monthly credit balance of $1,000 held in the above accounts;
  • Members with a minimum monthly credit or debit balance of $30,000 held within the same membership number;
  • Members with a Home Loan package.

Useful Links and Tools

Questions?

If you have any questions, please contact us Enquire Now

Please refer to Fees & Charges and Transaction Limits for definition of transation fees

Banking products are issued by ECU Australia Ltd ABN 50 087 650 986 AFS/Australian Credit Licence 240719. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation and needs.

# 18 yrs & over.